Mortgage life insurance is typically bought to cover a mortgage, so in the event of your death your loved ones can pay off your outstanding mortgage. (also known as decreasing term life insurance)
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Life insurance is a way to ensure your family are taken care of should the worst happen. It works by paying a set sum of money to the people you choose when taking out the policy. You might also hear life insurance called life cover or life assurance, but whatever the name, the function is the exactly the same.
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